DB/DC Plans …

Defined benefit plans (DB Plans) have been losing their appeal since the mid-1980s, mainly because they have become too expensive and complex, particularly for small and medium sized employers. Defined contribution plans (DC Plans) such as Group RRSPs, sometimes with a companion DPSP, have become popular with many employers. Such plans, however, do require some managing and need to be designed with care. DVA has designed and managed these plans through the good and not so good times since the early 1990s.

For more information download our brochure or contact us at:
Phone: 416-447-7900
Email: dva@dvassociates.com

Services for Employers Brochure
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Group RRSP Brochure
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Our prime focus is to take the hassle out of all aspects of our clients’ employee benefits and retirement savings programs.

Within a couple of weeks of appointment as manager of our Group RRSP/DPSP, Donaldson Vincent Associates had established order and eliminated confusion with respect to each members’ investment holdings. The employees were much happier and had gained some confidence that the retirement savings program would meet their objectives.”

Ralph Lake, President, L & M Precision Products Inc.


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Individual Pension Plan (IPP)